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Exposure Data Validation Reference
Verisk provides a public reference to support the validation of exposure data in Verisk Synergy Studio.
Reference: exposure data
Construction and occupancy class codes
The construction and occupancy class codes that you assign to each exposure have an impact on Verisk Synergy Studio analysis results.
Occupancy class codes
Occupancy class codes define the type of activity carried out in the risks included in a record.
Occupancy class codes
Verisk Synergy Studio supports the following occupancy class codes.
Mercantile occupancy codes
The mercantile occupancy codes supported by Verisk Synergy Studio.

Welcome
UNICEDE is managed and maintained by Verisk and is a globally accepted industry data format to standardize insurance data exchange. The format is used by primary insurers, reinsurers, and reinsurance intermediaries.
UNICEDE/2 Reference
UNICEDE/2 information enables primary insurers and their treaty reinsurers to exchange aggregate sums insured, risk count, payroll and premium data in a format that you can import easily.
Exposure Data Validation Reference
Verisk provides a public reference to support the validation of exposure data in Verisk Synergy Studio.
- What's new
  The Verisk Synergy Studio Exposure Data Validation Reference includes support for updated models and enhancements.
- Revision history
  Summary of the change history for the exposure data validation reference.
- Exposure Data Validation Reference
  The validation reference will help you maximize your success when importing and adding exposure data into Verisk Synergy Studio.
- Reference: exposure data
  - Financial terms
    When working with policy terms in Verisk Synergy Studio, it is important to understand the financial terms that are supported and the combinations of the financial terms that are valid for running detailed loss analyses.
  - Currency codes
    Currency codes that Verisk Synergy Studio supports during import.
  - Peril codes
    Perils affect risks and losses associated with Verisk Synergy Studio exposures.
  - ISO country codes
    Verisk Synergy Studio supports ISO 2-character country codes.
  - CRESTA and area codes
    CRESTA and area codes supported by Verisk Synergy Studio.
  - Construction and occupancy class codes
    The construction and occupancy class codes that you assign to each exposure have an impact on Verisk Synergy Studio analysis results.
    - Unknown construction / unknown occupancy combinations
      Construction and occupancy codes that you can use to represent cases in which the construction class and/or unknown occupancy type is unknown.
    - Behavior for invalid construction / occupancy class codes
      This topic describes how Verisk Synergy Studio handles import of invalid construction / occupancy class codes.
    - Construction class codes
      Construction class codes help determine the vulnerability of risks to various perils.
    - Occupancy class codes
      Occupancy class codes define the type of activity carried out in the risks included in a record.
      - Occupancy class codes
        Verisk Synergy Studio supports the following occupancy class codes.
        Unknown occupancy codes
        The unknown occupancy code supported by Verisk Synergy Studio.
        Residential occupancy codes
        The residential occupancy class codes supported by Verisk Synergy Studio.
        Commercial occupancy codes
        The commercial occupancy class codes supported by Verisk Synergy Studio.
        Industrial occupancy codes
        The industrial occupancy class codes supported by Verisk Synergy Studio.
        Restaurant occupancy code
        The restaurant occupancy codes supported by Verisk Synergy Studio.
        Mercantile occupancy codes
        The mercantile occupancy codes supported by Verisk Synergy Studio.
        Public occupancy codes
        The public occupancy class codes supported by Verisk Synergy Studio.
        Education occupancy codes
        The education occupancy class codes supported by Verisk Synergy Studio.
        Transportation occupancy codes
        The transportation occupancy class codes supported by Verisk Synergy Studio.
        Utility occupancy codes
        The utility occupancy class codes supported by Verisk Synergy Studio.
        Miscellaneous occupancy codes
        The miscellaneous occupancy class codes supported by Verisk Synergy Studio.
        Industrial facility occupancy codes
        The industrial facility occupancy class codes supported by Verisk Synergy Studio.
        Offshore asset occupancy codes
        The offshoe asset occupancy class codes supported by Verisk Synergy Studio.
        Solar occupancy codes
        Solar occupancy codes are supported for the Verisk Severe Thunderstorm Model for the United States.
      - Occupancy class codes by country/region
        Verisk Synergy Studio support for occupancy classes varies by country/region as well as by model.

Mercantile occupancy codes

The mercantile occupancy codes supported by Verisk Synergy Studio.

For information about supported codes and limitations for specific models, refer to the model documentation that is available on the Client Portal (login required).

Note: The 2-digit Standard Industrial Classification (SIC) code or codes categorize industries into major divisions, providing a framework for clarifying business activities. The code or codes are listed for each occupancy code. "n/a" indicates that a SIC code is not applicable.


Occupancy code	Category	SIC2-digit	Description
335	Gasoline Stations	55	Retail establishments selling gasoline for use in motor vehicles, including associated retail stores and service bays.
336	Automotive Repair Services and Car Washes	75	Includes car washes and motor vehicle repair and service businesses that do not also sell gasoline. If the repair service is part of a gasoline station, with gasoline pumps under a canopy, use mercantile occupancy code 335.