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Exposure Data Validation Reference
Verisk provides a public reference to support the validation of exposure data in Verisk Synergy Studio.
Reference: exposure data
Financial terms
When working with policy terms in Verisk Synergy Studio, it is important to understand the financial terms that are supported and the combinations of the financial terms that are valid for running detailed loss analyses.

Welcome
UNICEDE is managed and maintained by Verisk and is a globally accepted industry data format to standardize insurance data exchange. The format is used by primary insurers, reinsurers, and reinsurance intermediaries.
UNICEDE/2 Reference
UNICEDE/2 information enables primary insurers and their treaty reinsurers to exchange aggregate sums insured, risk count, payroll and premium data in a format that you can import easily.
Exposure Data Validation Reference
Verisk provides a public reference to support the validation of exposure data in Verisk Synergy Studio.
- What's new
  The Verisk Synergy Studio Exposure Data Validation Reference includes support for updated models and enhancements.
- Revision history
  Summary of the change history for the exposure data validation reference.
- Exposure Data Validation Reference
  The validation reference will help you maximize your success when importing and adding exposure data into Verisk Synergy Studio.
- Reference: exposure data
  - Financial terms
    When working with policy terms in Verisk Synergy Studio, it is important to understand the financial terms that are supported and the combinations of the financial terms that are valid for running detailed loss analyses.
    - Term types
      Each of the financial terms (that is, limits and deductibles) that Verisk Synergy Studio supports for layers, sublimits, and locations fall into one of the categories indicated below.
    - Layer terms
      How to code the financial module layer terms.
    - Sublimit terms
      How to code the financial module sublimit terms.
    - Location terms
      How to code the financial module location terms.
    - Valid term combinations
      Valid combinations of financial terms that the financial module supports.
  - Currency codes
    Currency codes that Verisk Synergy Studio supports during import.
  - Peril codes
    Perils affect risks and losses associated with Verisk Synergy Studio exposures.
  - ISO country codes
    Verisk Synergy Studio supports ISO 2-character country codes.
  - CRESTA and area codes
    CRESTA and area codes supported by Verisk Synergy Studio.
  - Construction and occupancy class codes
    The construction and occupancy class codes that you assign to each exposure have an impact on Verisk Synergy Studio analysis results.

Financial terms

When working with policy terms in Verisk Synergy Studio, it is important to understand the financial terms that are supported and the combinations of the financial terms that are valid for running detailed loss analyses.

The topics in this section explains the financial terms, the criteria for specifying fields, and the valid combinations of supported terms and term types for layers, sublimits, and locations.

Notes on the policy terms:

Only one level of the Min/Max deductible is supported in a policy.
- If you import an exposure that has a sublimit within a layer, with both coded for MM (minimum and maximum), the application converts the sublimit MM deductible to a blanket deductible.
- If multiple tiers of sublimits have MM deductibles, the application converts the deductible on the lower tier to a blanket deductible.
The application supports multiple levels of aggregate terms.