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Programs
A program is integral to a company and it's exposure data in Touchstone Re.
Program details
Program Details at the top of the Program pane defines the program through a collection of attributes.
Reinstatement premiums
To account for the offset of treaty losses by premiums a field for the entry of reinsurance premiums is now available from the Program Details pane Layer tab for each treaty or layer in all program types (except Catbond).
Premium types
A premium type is used to view the loss results net of the reinsurance premium received for the contract.

Introduction
Introduction to the Touchstone Re application.
Companies
A company is unique entity in Touchstone Re.
Company data (exposures)
Companies are associated with exposure data.
Programs
A program is integral to a company and it's exposure data in Touchstone Re.
- Programs
  Programs are defined by attributes such as program type, inception and expiration dates, perils and programs covered.
- Program types
- Inuring program
  An inuring program (child) is associated with a subject reinsurance program (parent) to help reduce the amount of cedant loss, it reflects a contract that inures to the benefit of the subject program.
- Inuring order
  Contracts inure in series or in parallel (not both).
- Program details
  Program Details at the top of the Program pane defines the program through a collection of attributes.
  - Program terms
    Select Terms in the Company Detail Programs tab to enter treat terms for a program.
  - Layers
    Establish layers, step-layers, and treaty terms for a new program (or to modify for an existing program).
  - Reinstatement premiums
    To account for the offset of treaty losses by premiums a field for the entry of reinsurance premiums is now available from the Program Details pane Layer tab for each treaty or layer in all program types (except Catbond).
    - Premium types
      A premium type is used to view the loss results net of the reinsurance premium received for the contract.
  - Program options
    Steps to establish program options for a new program, or modify an existing program.
  - Relationships
    A reinsurance structure is a collection of programs associated with a company.
- Exceedance probability
  A set of probabilities and return periods that appear in loss analysis results.
- Update a program
  Steps to update a program.
- Delete a program
  Steps to delete a program.
Portfolios
A portfolio is a group of treaties selected from across companies.
Import
Import exposure data from external sources into Verisk databases.
Export
Export exposure data, results, reports, and companies out of Touchstone Re.
Loss results
The Loss Results pane for a company lists all loss analyses that have been executed for the company.
Analysis
An analysis in Touchstone Re is a probabilistic analysis of your aggregated loss or exposure data.
Tools
Tools to manage Touchstone Re and its data.
Administration console
The Administration Console enables authorized users to manage a suite of administrative tasks.
Reference
Supporting information on various topics associated with Touchstone Re.

Premium types

A premium type is used to view the loss results net of the reinsurance premium received for the contract.

Reinsurance premiums apply to all program types except catastrophe bonds.


Field	Default Value	Description
Minimum Premium	0	The minimum premium paid for coverage of the layer per reinstatement. This value is not used in any analyses.
Estimated Premium	0	The estimated premium paid for coverage of the layer per reinstatement. This field is necessary only if you would like the analysis to calculate premiums net of estimated losses.
Reinstatement Premium	0	The premium charged for the reinstatement. By default this value is set to the value entered in the Estimated Premium field.
Losses Paid	0	Optional field in which you cannot losses paid toward the annual (aggregate) limit on this account.
Reinstatement Provisions by Amount	ProRata	100%, 75%, 50% or Pro Rata handling of reinstatement premium payments based on loss amount. The value 100% specifies that the total reinstatement premium amount is paid for the reinstatement. The value Pro Rata specifies that the reinstatement premium amount paid is in proportion to the percent of the occurrence limit that is exhausted.
Reinstatement Provisions by Time	100%	100%, 75%, 50%, none, or prorated handling of reinstatement premium payments based on time of loss. The value 100% specifies that the total reinstatement premium amount is paid for the reinstatement adjusted only for Reinstatement Provisions by Amount. The value Pro Rata specifies that the premium amount paid is in proportion to the time remaining on the reinsurance treaty as of the day on which the layer loss occurred.
Premiums Expressed in Terms of	Money	The terms in which the Estimated Premium is expressed.