Location building detail fields
Validation rules for fields related to building details for a location.
Verisk Synergy Studio's individual risk methodology follows a structured, logical approach that groups building characteristics (SRCs) that are supported in a specific model. Refer to the "Secondary Risk Characteristics Matrix"—https://risksolutions.verisk.com/models/landing-pages/secondary-risk-characteristics/—which is available on the landing page on the Client Portal (login required)—that serves as a guide to the SRCs supported by each model. The landing page includes peril-specific SRC documentation. Users may also refer to a model's detailed description (available on the Client Portal).
Use the following links to get information about Location Surrounding Detail fields, such as custom elevation and flood fields, and about Location Connection Detail fields, such as Foundation Type.
| Field | Supported country / peril | Description | Validation rules | Default value |
|---|---|---|---|---|
| Floor of Interest |
|
The floor where the insured risk resides when coverage does not include
the entire building.
Enter replacement values (Replacement Value Building, Replacement Value Content, and Replacement Value Time) for the floor of interest, not for the whole building. For the hurricane peril, use this field with terrain roughness and adjacent building height. Different floors of the building experience varying degrees of damage. The nature of damage experienced by each floor can also be different. |
|
|
| Floor Area | n/a | This field does not affect losses. The total floor area for the building at this location The specified floor area units determine the unit in which you specify the value for this field.Differences between Gross Area and Floor Area. |
|
0 |
| Floor Area Units | n/a | Units of measurement for the floor area:
|
|
|
| Floor Occupied | n/a | This field does not affect losses. Single floor or range of floors occupied in the building at this location. |
Optional | [NULL] |
| Garage Door | US TC | Types of garage doors:
|
||
| Parapets | US TC |
|
||
| Building Condition |
|
The condition of a building, based on visual inspection of the building
cladding and maintenance:
The external appearance of cladding and maintenance gives a qualitative estimate of expected performance. For earthquakes: Buildings with signs of distress or duress, such as cracking due to aging and ground settlement or overloading or cracking due to damage from previous earthquakes, are likely to experience additional damage during an earthquake. For earthquakes, the default is "Average". For hurricanes: Buildings with signs of distress or duress are likely to experience additional damage during a tropical cyclone. Some examples of these signs are an aging roof, exterior walls, or cladding; loose roof tiles or chimney damage; or damage from previous tropical cyclones. |
|
The default may vary for wind models, but is generally 0. |
| Building Shape |
|
The shape of a building:
|
|
Unknown/default (0) |
| Torsion |
|
The layout of the structural elements in a building that may lead to
torsional loads:
|
|
Unknown/default (0) |
| Backwater Valve Protection |
|
Indicates whether the given set of exposure data is affected by
backwater flooding.
|
Optional | Unknown (0) |
| Soft Story |
|
Indicates the presence of any structural weaknesses. First-floor garages
and taller first floors are likely to exhibit soft-story behavior.
|
|
Unknown/default (0) |
| Structural Irregularity |
|
Values to describe irregularity in such things as floor plans,
structural components, uneven weight distribution, etc. for a building at
this location:
The application no longer supports the Regular (1) value. If you use this value, it maps it to Unknown/default (0) upon import. |
|
Unknown/default (0) |
| Special Earthquake-Resistive Systems |
|
Earthquake-resistive systems that may have been installed on the building:
|
Optional | |
| Retrofit Measures |
|
Types of retrofitting:
|
|
|
| Short Column |
|
Indicates the presence of a short column in a building:
|
Optional | |
| Ornamentation |
|
The amount of decorative elements attached to the exterior of a building:
|
Optional | |
| Water Heater |
|
Indicates the presence of bracing for the water heater in a building:
|
Optional | |
| Redundancy |
|
Indicates the presence of multiple lateral load-resisting elements in a building:
|
Optional | |
| Tall One Story |
|
The height of a one-story building:
|
Optional | |
| Equipment bracing |
|
The quality of the bracing of a building:
|
Optional | |
| Seal Of Approval |
|
The level of professional engineering attention given to the design of
the structure of the building at a location:
|
Optional | |
| Extra Data | PAL (All licensed perils) | This field does not affect losses. Extra location feature data. | Optional | [NULL] |
| IS Value Type |
|
The total seismic performance of the building, which accounts for all
characteristics that affect the response of a building to an earthquake:
|
Optional | |
| Lattice Type |
|
Types of lattices:
|
Optional | |
| Multi Story Hall Type |
|
Indicates the presence of multi-story halls in a building:
|
Optional | |
| First Floor Height |
|
Unit of measure used to express the height of the building's first
floor. First floor height represents the elevation of the lowest level of
living or working in a building.
The application supports this field for all residential, commercial, and small industrial buildings. The value in this field overrides the value for the base flood elevation. |
|
|
| Service Equipment Protection |
|
Indicates whether the service equipment is at a location that is
protected from flood:
The application supports this field for all residential, commercial, and small industrial buildings. |
|
0 |
| Wet Floodproofing |
|
Types of protection systems for wet flood in a location.
|
|
0 |
| FIRM Compliance |
|
Indicates whether a building is in compliance with the FEMA flood zone
requirements in design and construction::
|
|
0 |
| Content Vulnerability |
|
Indicates the relative vulnerability of contents in a building:
The application supports this field for all residential, commercial, and small industrial buildings. |
|
|
| Certified Structures (IBHS) |
|
The level of certification per the Institute for Business and Home
Safety, which defines a structure's ability to withstand local resistance.
|
|
|
| Is Fire Sprinkler Available |
|
Indicates whether a fire sprinkler is installed at the location:
Note: We retired non-catastrophe loss analyses in Touchstone 9.0. Therefore, these fields
do not affect losses. |
Optional |