Touchstone Re default rates
Touchstone Re uses user-specified default rates, where available, when there are no company exposure rates for a given region, peril, and year.

It uses Verisk-specified default rates, where available, when there are no user-specified default rates or company exposure rates for a given region, peril, and year.
For countries with China MPCI, U.S./Canada Crop Hail, and Pandemic exposures, the grid will be pre-populated with rates provided by Verisk Research; the user will be able to edit for a specific set of exposures.
Rate format defaults to "mil" for all perils; exceptions include Pandemic (per life) and China MPCI (premium rates).
Open the United States selection to view by state. States associated with a
also include county-level data.
Procedure
To specify default rates:
- Click the country name.
- To filter the exposures for which you want to set the default rates, select the year and the peril.
- In the grid, enter the default rates.
- Click Save.
Results
Default rates are applied in the Exposures pane on the Rate tab, when applicable.
