China agriculture custom policy file format
A China agriculture custom ILF is generated from a custom client-supplied policy file, a CSV file of the following specific format.
Columns
These 19 column headers must exist in the first row with these exact titles:
- Province
- LOB
- Crop-AllPerils-Franchise
- Crop-AllPerils-Deductible
- Drought-Franchise
- Drought-Deductible
- Flood-Franchise
- Flood-Deductible
- Wind-Franchise
- Wind-Deductible
- Frost-Franchise
- Frost-Deductible
- Heat-Franchise
- Heat-Deductible
- Livestock-Weather-Franchise
- Livestock-Weather-Deductible
- Livestock-Disease-Franchise
- Livestock-Disease-Deductible
- Livestock-Indemnity-Fraction-Culling
Rows
- Province: must be a valid China province.
- LOB: must be a supported crop, forest, or livestock type
- Deductible: must be a number between 0 and 1, inclusive.
Required for each row
- Province
- LOB
If the LOB is a crop: one complete pair of terms for a crop sub-peril (e.g. Drought-Franchise + Drought-Deductible).
If the LOB is a livestock: one complete set of terms for a livestock sub-peril (e.g. Livestock-Weather-Franchise + Livestock-Weather-Deductible OR, Livestock-Disease-Franchise + Livestock-Disease-Deductible + Livestock-Indemnity-Fraction-Culling).
Optional for each row
- If LOB is a crop: other franchise and deductible pairs (including AllPerils).
- If LOB is a livestock: the other sub-peril terms .
Other validation rules
- Must have at least one row.
- Province + LOB combinations must be unique (e.g., cannot have two rows for Beijing corn).
Peril-specific deductibles must be in pairs for a given peril (e.g., if Drought-Franchise is present, the Drought-Deductible must be also be present).
- For Livestock-Disease, all three are required (Franchise, Deductible, and Culling Fraction).
