Abbreviations

Here are some abbreviations used in Touchstone. For peril codes, click here.


Abbreviation	Description
AAL	Average Annual Loss
AGG	Aggregate
AOL	Annual Occurrence Loss
AX	Aggregate Excess of Loss
CAT	Catastrophe
CAT XOL	Catastrophic Excess of Loss
CB	Catastrophe Bonds
CLF	Company Loss File
ECA	Exposure Concentration Analysis
EDS	EDS
EP	Exceedance Probability
EVT Changes	Changes in loss mappings between Touchstone and CATRADER
GR	Gross
GU	Ground Up (Loss)
IED	Industry Exposure Database
IF	Inland Flood
IFM	Industrial Facilities Module (400 series occupancy class codes)
ILW	Industry Loss Warranty
LOB	Line of Business
LOC	Location
LOCSUM	Location Summary
MAOL	Maximum Any One Life
MOD	Loss Modification
NC	NonCat (Non Catastrophe) Note: AIR has retired non-catastrophe loss analyses in Touchstone 2021 (9.0). Therefore, these fields do not affect losses.
OCC	Occurrence
PG	Pre-Layer Gross
PR	Per Risk
PR	Premiums
QS	Quota Share
RDS	Realistic Disaster Scenarios (created by Lloyd's of London)
RT	Retained
SD	Standard Deviation
SI	Sums Insured
SS	Surplus Share
Standard EP	Standard EP Curve
STD	Standard EP Curve
TIV	Total Insurable Value
TVAR	Tail Value at Risk
UNC1	Uncertainty Percentage 1 data
UNC2	Uncertainty Percentage 2 data
WC	Workers' Compensation
XOL	Excess of Loss