Known Issue 165

Demand surge factors are understated for some U.S. ILFs.

Issue ID	165
Summary	Demand surge factors are understated for some U.S. ILFs.
Description	Demand surge factors for some U.S. Industry Loss Files (ILF) are still based on the 2022 industry exposure losses rather than updates to the 2025 industry exposure losses. This impacts the U.S. wildfire, earthquake (including Alaska and Hawaii), severe thunderstorm, and Hawaii hurricane model ILFs in the new World All Perils 2026 U.S. Models event set in 13.3.
Resolved in	Touchstone Re v13.3.1
Date posted	08/25/2026
Software versions affected	13.3
Feature set	see description above
Models
Potential for loss numbers impact	Yes
Workaround