Known Issue 467

Exposures with very large contracts can produce incorrect gross losses in specific cases, particularly when location groups/campus locations are present.

Issue ID	467
Summary	Exposures with very large contracts can produce incorrect gross losses in specific cases, particularly when location groups/campus locations are present.
Description	Due to how the financial engine process’s locations in batches, exposures with very large contracts can produce incorrect gross losses in specific cases. Very large contracts are defined by having layers or location groups with more than 25,000 location terms and/or disaggregated location terms. The issue is most prominent when location groups (campus location) are present that contain more than 25,000 risks. Some minimal discrepancies in gross losses have also been observed for layers where no location groups are present, but the number of disaggregated location terms exceeds 25,000 risks.
Resolved in	Verisk Synergy Studio
Date posted	05/08/2026
Software versions affected	13.2, 13.1, 13.0, 12.2.3, 12.2, 11.5
Feature set	Detailed loss
Models	Varies
Potential for loss numbers impact	Yes
Workaround	Avoid this by coding contracts in a way that no layer or location group has more than 25,000 locations (or 25,000 disaggregated risks). If contracts are at risk of breaching the limit, not using disaggregation or analyzing these contracts peril-by-peril, might avoid it being triggered.