Europe Perils

PAL

All licensed perils

PES

Earthquake shake only

PFL

Inland flood

Inland flood peril is available, by separate licenses, only for exposures in:

•       Great Britain

•       Central Europe (including Germany, Austria, Czech Republic, and Switzerland, and Poland)

•       Southeast Europe (Albania, Macedonia, and Serbia)

PSH

Storm surge

Available only for exposures in Great Britain

PWA

All wind perils (tropical cyclone and severe storm)

Winter storm sub-peril is valid only for U.S. exposures.

PWH

Extratropical Cyclone only

PWX

Severe Thunderstorm (wind excluding tropical cyclone)

Appended to PWH exposures for the 22 countries where Severe Thunderstorm is supported, on exposure upgrade from Touchstone 5.

Albania

•       PAL

•       PES

•       PFL

•       All licensed perils

•       Earthquake shake only

•       Inland flood

Austria

•       PAL

•       PES

•       PFL

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Inland flood

•       Extratropical cyclone only

•       Severe thunderstorm

Belgium

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical cyclone only

•       Severe thunderstorm

Bulgaria

•       PAL

•       PES

•       All licensed perils

•       Earthquake shake only

Cyprus

•       PAL

•       PES

•       All licensed perils

•       Earthquake shake only

Czech Republic

•       PAL

•       PES

•       PFL

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Inland flood

•       Extratropical cyclone only

•       Severe thunderstorm

Denmark

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical cyclone only

•       Severe thunderstorm

Estonia

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical cyclone only

•       Severe thunderstorm

Finland

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical cyclone only

•       Severe thunderstorm

France

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical cyclone only

•       Severe thunderstorm

Germany

•       PAL

•       PES

•       PFL

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Inland flood

•       Extratropical cyclone only

•       Severe thunderstorm

Greece

•       PAL

•       PES

•       All licensed perils

•       Earthquake shake only

Hungary

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical Cyclone only

•       Severe thunderstorm

Ireland

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical Cyclone only

•       Severe thunderstorm

Israel

•       PAL

•       PES

•       All licensed perils

•       Earthquake shake only

Italy

•       PAL

•       PES

•       All licensed perils

•       Earthquake shake only

Latvia

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical Cyclone only

•       Severe thunderstorm

Liechtenstein

•       PAL

•       PWH

•       PWX

•       All licensed perils

•       Extratropical Cyclone only

•       Severe thunderstorm

Lithuania

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical Cyclone only

•       Severe thunderstorm

Luxembourg

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical Cyclone only

•       Severe thunderstorm

Macedonia

•       PAL

•       PES

•       PFL

•       All licensed perils

•       Earthquake shake only

•       Inland flood

Netherlands

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical Cyclone only

•       Severe thunderstorm

Norway

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical Cyclone only

•       Severe thunderstorm

Poland

•       PAL

•       PES

•       PFL

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Inland flood

•       Extratropical Cyclone only

•       Severe thunderstorm

Portugal

•       PAL

•       PES

•       All licensed perils

•       Earthquake shake only

Romania

•       PAL

•       PES

•       All licensed perils

•       Earthquake shake only

Serbia

•       PAL

•       PES

•       PFL

•       All licensed perils

•       Earthquake shake only

•       Inland flood

Slovakia

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical Cyclone only

•       Severe thunderstorm

Slovenia

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical Cyclone only

•       Severe thunderstorm

Sweden

•       PAL

•       PES

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Extratropical Cyclone only

•       Severe thunderstorm

Switzerland

•       PAL

•       PES

•       PFL

•       PWH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Inland flood

•       Extratropical Cyclone only

•       Severe thunderstorm

Turkey

•       PAL

•       PES

•       All licensed perils

•       Earthquake shake only

United Kingdom

•       PAL

•       PES

•       PFL

•       PWH

•       PSH

•       PWX

•       All licensed perils

•       Earthquake shake only

•       Inland flood

•       Extratropical Cyclone only

•       Great Britain storm surge

•       Severe thunderstorm