Loss Analyses

The Touchstone Loss Analysis modules enable you to model both catastrophic (CAT) and non catastrophic (non-CAT) events to estimate property and workers' compensation losses. CAT events are caused by perils such as earthquakes, hurricanes, severe thunderstorms, and floods, which can devastate large areas. Non-CAT events are caused by perils such as fire, theft, vandalism, water damage, or the weight of snow or ice on a roof, which usually affect a single property. Property and workers' compensation exposure data must be imported to Touchstone separately.

Touchstone can perform the following types of Loss Analysis:

•       Detailed Loss Analysis

•       Loss Group Analysis

•       Loss Comparative Analysis

•       Marginal Impact Analysis

•       CAT XOL Analysis

For workers' compensation data, you can analyze losses that result from earthquakes (U.S. Earthquake Model [M11]) or acts of terrorism (AIR Terrorism Loss Estimation Model [M01]) in the United States, and you can model Personal Accidents (PA) covered by the Japan Earthquake Model (M52). Click here for information about the differences between Property exposure data and Workers' Compensation exposure data.